Eight banks with which you can buy a house this 2023 using your ITIN

have a number ITIN it helps you declare your taxes. However, you can also use it to access other benefits such as buying your own home in the USA.

There are some banking institutions with which you can request loans to buy your home. But keep in mind that the requirements vary depending on the institution with which you approach.

Here we leave you the names of ocho banks who you can approach acquire a credit and buy a house with your ITIN.

Eight banks where you can buy a house with your ITIN

1. New American Funding

This entity handles home purchase and refinancing and accepts both Social Security like ITIN as identification.

2. First National Bank of America (FNBA)

It handles terms ranging from 15 to 30 years and will require a minimum down payment of 15% of the total value of the house.

3. United Mortgage Corp.

With coverage in California, Colorado, Washington and Texas, they will only ask you for the tax return with your ITIN number for the last two yearsamong other documents and will finance up to 90% of the mortgage.

4. Cardinal Financial Company Limited Partnership

The sale of this entity is its fixed rates and that it offers loans with values ​​up to one million dollars.

5. Acra Lending

Offers a loan worth up to one million dollarsand lends you until 80% of the value of the property.

6. Alterra Home Loans

This entity handles different loan options. In one with an al hitch minus 15%while another has the option of not paying down payment.

7. Prime 1 Bancorp, LTD

It has coverage in California, Chicago, Colorado, Florida, Illinois, Tennessee, Texas, Wisconsin and Kentucky and they will ask you for a minimum score of 580 and 20% down payment.

8. ACC Mortgage

Finance up to 80% of the house and you must have a DTI o debt vs income ratio less than 50%

What requirements must I meet to buy a house with your ITIN?

In general terms, if you are seeking financing for the purchase of a home regardless of immigration status, the following are basic requirements:

  • Cuota inicial o down payment.
  • Credit score check.
  • Proof of income.
  • Relation income vs expenses.

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