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Citi AAdvantage Platinum & Business Card Changes: Higher Fee, New Benefits

American Airlines and Citi are raising annual fees on the Citi / AAdvantage Platinum Select World Elite Mastercard and the Citi AAdvantage Business World Elite Mastercard from $99 to $150. The updates take effect on January 24, 2027, and mark the first time fees have increased on these rewards cards since 2018. Alongside higher costs, cardmembers will receive new travel benefits, credits, and enhanced ways to earn mileage and loyalty status points. The business card also formalizes a feature allowing spending to earn elite status credit for two people.

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  • ✓ Annual fees for the Citi / AAdvantage Platinum Select World Elite Mastercard and the Citi AAdvantage Business World Elite Mastercard are increasing from $99 to $150.
  • ✓ The card updates and fee increases take effect on January 24, 2027.
  • ✓ The changes introduce new benefits, travel protections, inflight credits, and enhanced mileage-earning categories.
  • ✓ The business credit card allows spending to contribute toward elite status for two individuals.
🛡️ Source Corroboration: 13 independent reporting domains (100% confidence) ⏱ Read time: ~2 min

What changed

Annual fees for both the personal Platinum Select and Business AAdvantage cards are increasing to $150 from the previous $99 starting in January 2027.

Live updates

  1. Citi and American Airlines Raise Fees and Add Perks for Two AAdvantage Cards

    American Airlines and Citi are raising annual fees on the Citi / AAdvantage Platinum Select World Elite Mastercard and the Citi AAdvantage Business World Elite Mastercard from $99 to $150. The updates take effect on January 24, 2027, and mark the first time fees have increased on these rewards cards since 2018. Alongside higher costs, cardmembers will receive new travel benefits, credits, and enhanced ways to earn mileage and loyalty status points. The business card also formalizes a feature allowing spending to earn elite status credit for two people.

    Why it matters

    Co-branded airline credit cards remain a primary revenue driver for major carriers and a key tool for frequent flyers looking to accumulate loyalty status. The last adjustment to these specific product annual fees occurred in 2018. This refresh aligns the cards with broader industry trends toward higher fees paired with expanded lifestyle and travel credits.

    What is confirmed

    • Annual fees for the Citi / AAdvantage Platinum Select World Elite Mastercard and the Citi AAdvantage Business World Elite Mastercard are increasing from $99 to $150.
    • The card updates and fee increases take effect on January 24, 2027.
    • The changes introduce new benefits, travel protections, inflight credits, and enhanced mileage-earning categories.
    • The business credit card allows spending to contribute toward elite status for two individuals.

    What to watch next

    • The official rollout of the refreshed card terms and benefit details on January 24, 2027.
    • Confirmation of specific category spending multipliers and travel protection limits for current cardmembers.
    Sources used for this update (16)
    1. www.foxnews.com — Fox News - Breaking News Updates | Latest News Headlines | Photos...
    2. One Mile at a Time — Citi AAdvantage Platinum & Business Card Changes: Higher Fee, New Benefits
    3. CNBC — American Airlines hikes annual fees on rewards cards for first time since 2018
    4. Yahoo Finance — Two Citi / AAdvantage cards are getting a refresh — and higher fees
    5. thecanadianpressnews.ca — American Airlines and Citi Enhance the Citi / AAdvantage Platinum Select World Elite Mastercard and the Citi AAdvantage Business World Elite Mastercard With More Ways to Earn and New Travel Benefits
    6. marketscreener.com — American Airlines, Citi, Mastercard Enhance Platinum Select, Business Credit Cards
    7. onemileatatime.com — Chase Sapphire Preferred Review: 75K Bonus, $100 Hotel Credit, & 3x Points
    8. thepointsguy.com — Citi AAdvantage Executive adds $200 inKind dining credit
    9. frequentmiler.com — Citi American Airlines Platinum Select & Business changes: Higher fees, more benefits
    10. milestomemories.com — Citi AAdvantage Platinum Select and Business Cards Get Higher Fees and New Benefits - Miles to Memories
    11. viewfromthewing.com — American’s Citibank Business Card Annual Fee Goes To $150—But Two People Can Earn Elite Status From One Card's Spending
    12. thriftytraveler.com — Citi Hikes AAdvantage Platinum Select Card Fee to $150: What’s New, What’s the Same & What’s Missing?
    confidence 100%
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