https://www.live-feeds.com/feed/dave-ramsey-warns-americans-on-401-k-s-iras-social-securityContinuously updated, source-cited coverage. https://www.live-feeds.com/feed/dave-ramsey-warns-americans-on-401-k-s-iras-social-securityhttps://www.live-feeds.com/feed/dave-ramsey-warns-americans-on-401-k-s-iras-social-security#u115797Sun, 11 Oct 2026 10:20:08 +0000Financial expert Dave Ramsey is issuing direct warnings to Americans regarding their retirement strategies, specifically targeting 401(k) plans, IRAs, and Social Security reliance. Ramsey advises workers against relying solely on Social Security checks during retirement, pointing to a projected trust fund shortfall. And he warns against early 401(k) withdrawals, which have hit record highs, calling them a major financial blunder. Additional guidance urges prioritizing debt repayment, emergency savings, and specific contribution milestones while highlighting risks such as lingering car loans dr