Here's the projected Social Security COLA for 2027, according to AARP

Live updates

1. 3h ago

   Social Security 2027 COLA Forecasts Shift on Inflation Data

   Recent inflation reports are altering forecasts for the 2027 Social Security cost-of-living adjustment, with current estimates clustering between 3.5% and 3.6%. If these projections hold, retirees could see their largest benefit increase in three years. Analysts continue to update their calculations as new economic data emerges, reflecting ongoing shifts in consumer prices and methodology. Recipients await official announcements to determine the exact size of next year's monthly checks.

   Why it matters

   Cost-of-living adjustments determine the annual increase applied to Social Security benefits to help recipients keep pace with inflation. Because economic conditions fluctuate, financial experts regularly revise their forecasts leading up to the official calculation. These adjustments directly impact the monthly purchasing power of millions of seniors.

   What is confirmed

   • AARP projects the 2027 Social Security cost-of-living adjustment will be 3.6%.
   • Other estimates suggest the 2027 increase may fall between 3.5% and 3.6%.
   • Experts are forecasting a 3.5% cost-of-living adjustment for 2027.

   Still unconfirmed

   • A September 11 inflation report changed what millions of Social Security recipients could see in their checks next year.

   What to watch next

   • Upcoming Consumer Price Index reports and official government announcements regarding the 2027 COLA.
   Sources used for this update (4)

   1. www.aol.com — Social Security recipients may see a handy pay raise in 2027
   2. finance.yahoo.com — Social Security COLA 2027 forecast: See how much your benefits could rise
   3. www.aol.com — Why Social Security COLA Estimates Keep Changing
   4. www.detroitnews.com — How much will Social Security recipients get in 2027? See latest outlook
   confidence 100%
2. 3d ago

   AARP projects 3.6% Social Security COLA for 2027

   AARP projects the 2027 Social Security Cost-of-Living Adjustment (COLA) will be 3.6%. Other new estimates suggest the increase may fall between 3.5% and 3.6%. If these projections hold, the 2027 adjustment would represent the highest benefit increase in three years. These estimates follow recent Consumer Price Index reports that provide clues on how much monthly checks for seniors will rise next year.

   Why it matters

   The COLA is an annual adjustment designed to ensure Social Security benefits keep pace with inflation. It protects the purchasing power of retirees as the cost of goods and services changes. Final figures depend on official inflation data.

   What is confirmed

   • AARP projects the 2027 Social Security COLA at 3.6%.
   • New estimates place the 2027 Social Security COLA between 3.5% and 3.6%.

   Still unconfirmed

   • The 2027 COLA will be the highest in three years.

   What to watch next

   • Official government inflation reports
   • Final Social Security Administration COLA announcement for 2027
   Sources used for this update (8)

   1. CBS News — Here's the projected Social Security COLA for 2027, according to AARP
   2. nytimes.com — AARP Projects 2027 Social Security COLA at 3.6%
   3. Detroit Free Press — How much will Social Security checks go up? New CPI report gives clues
   4. fastcompany.com — Social Security benefit changes in 2027: Update on what to expect for next year's checks, COLA, and more
   5. Newsweek — Social Security COLA Update: What Today’s Inflation Report Means for Seniors
   6. Yahoo Finance — Social Security COLA estimate: How much your benefits could rise in 2027
   7. CNBC — Social Security COLA for 2027 may be 3.5% to 3.6%, new estimates show — the highest in 3 years
   8. FOX 13 Tampa Bay — Social Security COLA 2027 estimate predicts a benefits increase: What to know
   confidence 90%