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● LIVE Updated 59m ago · 15 sources tracked

Huge IHG & Chase Credit Card Changes: Higher Fees, New Perks, & More

Chase and IHG Hotels & Resorts launched the IHG One Rewards Premier Select Credit Card on October 1, 2026, and updated three existing cards. The new premium card carries a $350 annual fee and offers a 200,000-point welcome bonus. Portfolio-wide changes include higher annual fees balanced by new travel and dining credits, modified free night rules, and updated elite status benefits. The Premier Select card specifically provides an annual airline statement credit, Food & Beverage Rewards, an Anniversary Free Night, and automatic Platinum Elite status.

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  • ✓ Chase and IHG launched the IHG One Rewards Premier Select Credit Card on October 1, 2026.
  • ✓ The IHG One Rewards Premier Select Credit Card has a $350 annual fee.
  • ✓ The new Premier Select card offers a 200,000-point welcome offer.
  • ✓ The Premier Select card provides an annual airline statement credit, Food & Beverage Rewards, an Anniversary Free Night, and automatic Platinum Elite status.
🛡️ Source Corroboration: 15 independent reporting domains (100% confidence) ⏱ Read time: ~2 min

What changed

Chase introduced the IHG One Rewards Premier Select Credit Card and increased annual fees across the existing IHG One Rewards card lineup.

Live updates

  1. Chase and IHG Overhaul Credit Card Portfolio with New Premium Card

    Chase and IHG Hotels & Resorts launched the IHG One Rewards Premier Select Credit Card on October 1, 2026, and updated three existing cards. The new premium card carries a $350 annual fee and offers a 200,000-point welcome bonus. Portfolio-wide changes include higher annual fees balanced by new travel and dining credits, modified free night rules, and updated elite status benefits. The Premier Select card specifically provides an annual airline statement credit, Food & Beverage Rewards, an Anniversary Free Night, and automatic Platinum Elite status.

    Why it matters

    This restructuring shifts the IHG rewards ecosystem toward higher-cost premium tiers to compete with other hotel loyalty programs. It targets frequent travelers by integrating airline credits and dining rewards into the hotel card experience.

    What is confirmed

    • Chase and IHG launched the IHG One Rewards Premier Select Credit Card on October 1, 2026.
    • The IHG One Rewards Premier Select Credit Card has a $350 annual fee.
    • The new Premier Select card offers a 200,000-point welcome offer.
    • The Premier Select card provides an annual airline statement credit, Food & Beverage Rewards, an Anniversary Free Night, and automatic Platinum Elite status.
    • Chase and IHG updated three existing cards in the portfolio with new benefits and higher annual fees.
    • The updated portfolio includes new travel and dining credits and changes to elite status and free nights.

    What to watch next

    • Specific annual fee increases for the three existing IHG credit cards
    • Detailed terms for the new Food & Beverage Rewards
    Sources used for this update (16)
    1. upgradedpoints.com — IHG Overhauls Chase-Issued Credit Cards: New Names, New Perks, and Higher Annual Fees
    2. One Mile at a Time — Huge IHG & Chase Credit Card Changes: Higher Fees, New Perks, & More
    3. CNN — IHG launches a new $350 credit card with a huge 200,000-point welcome offer
    4. Chase Media Center — Chase Introduces New IHG One Rewards Premier Select Credit Card, Plus Updates Across Entire IHG One Rewards Card Portfolio
    5. The Points Guy — IHG revamps its credit card lineup with new benefits, higher annual fees
    6. nerdwallet.com — Why the Nerds Give This Hotel Credit Card a Rare 5-Star Rating
    7. viewfromthewing.com — Elon Musk Is Helping American And United Poach Delta Flyers—With Offers To Match Elite Status
    8. Upgraded Points — Chase and IHG Launch New Premium Card: the IHG One Rewards Premier Select Credit Card
    9. NerdWallet — Chase, IHG Add $350-Annual-Fee Card and Overhaul Their 2 Existing Ones
    10. frequentmiler.com — Best Credit Card Offers for October 2026
    11. onemileatatime.com — Why The Hilton Honors Aspire Is My Favorite Hotel Credit Card, Worth The Fee - One Mile at a Time
    12. onemileatatime.com — Huge IHG & Chase Credit Card Changes: Higher Fees, New Perks, & More - One Mile at a Time
    confidence 100%
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