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Insurers propose another massive hike in health premiums for Minnesota residents

Health insurance providers in Minnesota are increasing rates by at least 10 percent for the individual and small-group markets heading into 2027. Approved rate hikes will range from 9.9 percent up to 21.1 percent in the individual market, and between 10.6 percent and 21.4 percent for small group plans starting January 1. The increases will directly affect approximately 387,000 small group employees and self-insured residents who purchase their own coverage or rely on small businesses.

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  • ✓ All approved insurers will raise rates by at least 10 percent in Minnesota's individual and small-group markets.
  • ✓ Minnesota health insurance rates will rise 9.9 percent to 21.1 percent in the individual market and 10.6 percent to 21.4 percent for small group plans in 2027.
  • ✓ The rate increases will impact around 387,000 small group employees and self-insured Minnesotans starting January 1.
🛡️ Source Corroboration: 12 independent reporting domains (100% confidence) ⏱ Read time: ~2 min

What changed

Insurers finalized double-digit rate hikes ranging up to 21.4 percent for Minnesota individual and small-group markets starting in 2027.

Live updates

  1. Minnesota Health Insurers Propose Massive Premium Hikes

    Health insurance providers in Minnesota are increasing rates by at least 10 percent for the individual and small-group markets heading into 2027. Approved rate hikes will range from 9.9 percent up to 21.1 percent in the individual market, and between 10.6 percent and 21.4 percent for small group plans starting January 1. The increases will directly affect approximately 387,000 small group employees and self-insured residents who purchase their own coverage or rely on small businesses.

    Why it matters

    Rising healthcare costs and the expiration of Affordable Care Act tax credits are intensifying financial pressure on consumers across the state. Medicare officials are urging residents to prepare for the steep jumps. Meanwhile, political parties are trading blame over the underlying health care policy cuts affecting the marketplace.

    What is confirmed

    • All approved insurers will raise rates by at least 10 percent in Minnesota's individual and small-group markets.
    • Minnesota health insurance rates will rise 9.9 percent to 21.1 percent in the individual market and 10.6 percent to 21.4 percent for small group plans in 2027.
    • The rate increases will impact around 387,000 small group employees and self-insured Minnesotans starting January 1.

    Still unconfirmed

    • Lisa Demuth's support for health care cuts is driving the premium hikes and threatening coverage for Minnesotans.

    What to watch next

    • Implementation of the new health insurance rates on January 1, 2027
    • Further legislative or congressional responses regarding expired ACA tax credits
    Sources used for this update (13)
    1. baynews9.com — St. Pete residents could see utility rate hike
    2. www.americanthinker.com — The Double Standard Of Drunken Sex - American Thinker
    3. Bring Me The News — Insurers propose another massive hike in health premiums for Minnesota residents
    4. 5 EYEWITNESS NEWS — Minnesota health insurance rates rising up to 21% in 2027
    5. MPR News — Minnesotans face another year of steep health insurance hikes
    6. FOX 9 Minneapolis-St. Paul — Medicare official urges Minnesotans to prepare for health insurance premium hikes
    7. Minnesota DFL — DFL Statement on Premium Hikes: Lisa Demuth's Support for Trump Health Care Cuts Should Concern Every Minnesotan
    8. www.americanthinker.com — Victor Davis Hanson On Canada’s Suicidal Trajectory - American Thinker
    9. www.mprnews.org — Minnesotans face another year of steep health insurance hikes
    10. www.fox9.com — Health insurance rates could increase 21%+ for Minnesotans in ...
    11. www.twincities.com — Minnesota: Small group, individual insurers set double-digit ...
    12. beinsure.com — Minnesota health insurance rates to rise up to 21.4% in 2027
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