https://www.live-feeds.com/feed/mortgage-rates-keep-climbing-leading-some-buyers-to-riskier-loansContinuously updated, source-cited coverage. https://www.live-feeds.com/feed/mortgage-rates-keep-climbing-leading-some-buyers-to-riskier-loanshttps://www.live-feeds.com/feed/mortgage-rates-keep-climbing-leading-some-buyers-to-riskier-loans#u103032Mon, 05 Oct 2026 15:40:50 +0000The average 30-year, fixed-rate home loan rose to 7.28 percent, driving borrowing costs to their highest point since 2023. As fixed mortgages remain above 7 percent, more buyers are turning to adjustable-rate mortgages and home equity lines of credit to manage expenses. This surge in rates makes home loans more expensive than at any time during either of President Donald Trump's two terms in office. While some buyers accept riskier loans or larger upfront payments to secure a sub-7 percent rate, the broader housing market is experiencing reduced asking prices and a pullback by hesitant bu