Refinance demand is now half what it was a year ago, as mortgage rates rise again — Live Feedhttps://www.live-feeds.com/feed/refinance-demand-is-now-half-what-it-was-a-year-ago-as-mortgage-rates-rise-againContinuously updated, source-cited coverage. Mortgage Rates Hit Three-Year High as Refinance Demand Shrinkshttps://www.live-feeds.com/feed/refinance-demand-is-now-half-what-it-was-a-year-ago-as-mortgage-rates-rise-againhttps://www.live-feeds.com/feed/refinance-demand-is-now-half-what-it-was-a-year-ago-as-mortgage-rates-rise-again#u114364Sat, 10 Oct 2026 14:41:40 +0000Borrowing costs for home mortgages have climbed to their highest level in nearly three years, causing weekly mortgage demand to wane and refinance demand to drop to half of what it was a year ago. The surge in rates brings new sticker shock to the housing market, hitting prospective buyers and current homeowners alike. October 2026 mortgage refinance rates average 7.60 percent for 30-year fixed loans and 6.76 percent for 15-year fixed offers through LendingTree network partners nationwide. The higher borrowing costs create mounting pressure across the housing sector as affordability constraint