https://www.live-feeds.com/feed/retirees-face-surprising-problem-with-401-k-sContinuously updated, source-cited coverage. https://www.live-feeds.com/feed/retirees-face-surprising-problem-with-401-k-shttps://www.live-feeds.com/feed/retirees-face-surprising-problem-with-401-k-s#u24657Sat, 04 Jul 2026 16:16:16 +0000American workers have successfully accumulated trillions in 401(k) assets but lack a plan for withdrawals. New research indicates a gap in knowledge regarding how to safely spend these savings after paychecks stop. Many retirees are now facing the challenge of turning their balances into sustainable income.What's confirmed:Nuveen reports 80 million workers use 725,000 plans containing $8 trillion in assets.Three studies published in June 2026 by Vanguard, Corebridge Financial, and the TIAA Institute/Nuveen show workers are poorly prepared to spend down 401(k) savings.Retirees are struggling to