https://www.live-feeds.com/feed/schwab-spotlights-bold-ira-move-years-before-rmds-kick-inContinuously updated, source-cited coverage. https://www.live-feeds.com/feed/schwab-spotlights-bold-ira-move-years-before-rmds-kick-inhttps://www.live-feeds.com/feed/schwab-spotlights-bold-ira-move-years-before-rmds-kick-in#u77947Sun, 20 Sep 2026 23:20:46 +0000Retirees can avoid quarterly estimated tax payments by having Schwab withhold 100% of their December Required Minimum Distribution (RMD). The IRS treats this withholding as paid on time for the entire year, retroactively satisfying missed quarterly deadlines. This strategy targets those managing IRA distributions and tax liabilities. Meanwhile, broader retirement trends show a divide between early Social Security claims driven by solvency fears and warnings that claiming benefits at age 62 can lead to long-term financial losses.Why it mattersRMDs are mandatory withdrawals from retirement accou