SoFi Stock: SoFi Earnings Top Views. Fintech Hikes 2026 Revenue Guidance.
SoFi Technologies reported record third quarter 2026 results, delivering $1.4 billion in net revenue and $241 million in net income. The fintech company surpassed Wall Street views, prompting management to raise its full-year guidance and unveil preliminary 2027 guidance of $6.4 billion. Earnings growth was driven by a jump in memberships, profitability, and an adjusted net revenue performance that included a Rule of 40 score of 79. The strong report sent SoFi stock surging on an exceptional quarter that may quiet market skeptics.
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- ✓ SoFi reported third-quarter 2026 record net revenue of $1.4 billion and net income of $241 million.
- ✓ SoFi raised its full-year guidance after earnings topped views.
- ✓ The company unveiled preliminary 2027 guidance of $6.4 billion in adjusted net revenue.
- ✓ Q3 performance was highlighted by record revenue growth of 44% and an EPS surge of 64%.
What changed
SoFi posted record third-quarter 2026 net revenue of $1.4 billion alongside net income of $241 million, and raised its full-year guidance while providing an initial 2027 outlook.
Live updates
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SoFi Beats Q3 Views and Hikes 2026 Guidance
SoFi Technologies reported record third quarter 2026 results, delivering $1.4 billion in net revenue and $241 million in net income. The fintech company surpassed Wall Street views, prompting management to raise its full-year guidance and unveil preliminary 2027 guidance of $6.4 billion. Earnings growth was driven by a jump in memberships, profitability, and an adjusted net revenue performance that included a Rule of 40 score of 79. The strong report sent SoFi stock surging on an exceptional quarter that may quiet market skeptics.
Why it matters
The stronger-than-expected financial metrics demonstrate sustained momentum for SoFi as a digital financial services provider. Strong growth across memberships and core profitability lines reinforce investor confidence following earlier valuation questions. Leadership also introduced early forecasts for the 2027 fiscal year, giving markets a longer-range view of anticipated expansion.
What is confirmed
- SoFi reported third-quarter 2026 record net revenue of $1.4 billion and net income of $241 million.
- SoFi raised its full-year guidance after earnings topped views.
- The company unveiled preliminary 2027 guidance of $6.4 billion in adjusted net revenue.
- Q3 performance was highlighted by record revenue growth of 44% and an EPS surge of 64%.
Still unconfirmed
- Truist raised price targets on several financial stocks including PayPal, Affirm, Mastercard, and Visa in an analyst roundup.
What to watch next
- Monitoring how broader macroeconomic factors and Federal Reserve policies impact future lending performance.
- Observing whether SoFi hits its raised full-year guidance and preliminary 2027 targets.
confidence 100%Sources used for this update (11)
- finance.yahoo.com — Yahoo Finance - Stock Market Live, Quotes, Business & Finance News
- SoFi Investor Relations — SoFi Reports Third Quarter 2026 with Record Net Revenue of $1.4 Billion, Net Income of $241 Million and Raises Full-Year Guidance
- WSJ — SoFi Lifts Outlook After Profit, Revenue and Memberships Jump
- Investor's Business Daily — SoFi Stock: SoFi Earnings Top Views. Fintech Hikes 2026 Revenue Guidance.
- Yahoo Finance — Earnings live updates: SoFi stock surges on 'exceptional' quarter, raised outlook
- Barron's — SoFi Posts Another Beat-and-Raise Quarter. Earnings May Quiet the Skeptics.
- stocktwits.com — Financial Stocks Analyst Roundup: Truist Weighs In On PYPL, FISV, SOFI, AFRM, MA, V
- admiralmarkets.com — SoFi Stock Forecast: Q3 2026 Beat, 2027 Outlook, Risks - Admirals
- finance.yahoo.com — SoFi Technologies Inc (SOFI) Q3 2026 Earnings Call Highlights ...
- www.fool.com — SoFi (SOFI) Q3 2026 Earnings Call Transcript - The Motley Fool
- stockanalysis.com — SoFi Technologies (SOFI) Q3 2026 Earnings Call Transcript & Audio
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