https://www.live-feeds.com/feed/the-30-year-mortgage-rate-just-crossed-7-for-the-first-time-in-over-a-yearContinuously updated, source-cited coverage. https://www.live-feeds.com/feed/the-30-year-mortgage-rate-just-crossed-7-for-the-first-time-in-over-a-yearhttps://www.live-feeds.com/feed/the-30-year-mortgage-rate-just-crossed-7-for-the-first-time-in-over-a-year#u68388Tue, 15 Sep 2026 02:31:28 +0000The 30-year fixed mortgage rate has reached its highest level since January 2025, with reports citing figures between 7.155% and 7.17%. Rising Treasury yields and oil-driven inflation are pushing borrowing costs higher as markets anticipate a Federal Reserve interest rate hike on September 16. Swaps indicate an 87% probability of a hike while the 10-year Treasury yield approaches 5%. Homebuyers previously shifted toward adjustable-rate loans to manage these expenses, but the latest surge follows a Treasury buyback reaction and increased energy costs.Why it mattersMortgage rates typically track https://www.live-feeds.com/feed/the-30-year-mortgage-rate-just-crossed-7-for-the-first-time-in-over-a-yearhttps://www.live-feeds.com/feed/the-30-year-mortgage-rate-just-crossed-7-for-the-first-time-in-over-a-year#u66918Sun, 13 Sep 2026 09:40:46 +0000The 30-year fixed mortgage rate has crossed 7% for the first time in over a year, reaching a 14-month high. Mortgage News Daily reports that 30-year fixed rates jumped to 7.07%. The surge in borrowing costs stems from rising bond yields and inflation data that dimmed hopes for a Federal Reserve interest rate cut. As fixed rates climb, some homebuyers are shifting toward adjustable-rate loans to cope with the rising expenses.Why it mattersThe spike in borrowing expenses arrives as the bond market fails to provide relief, driven by stubborn inflation indicators. Tight credit standards identified