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The Best and Worst US States to Retire in, Ranked

Florida continues to lead as a top US retirement destination while its southern cities now also rank among the best for Hispanic entrepreneurs. A WalletHub report identifies South Florida as a primary hub for these business owners. This follows previous findings that Florida remains a preferred retirement location due to low taxes and expenses. The rankings prioritize affordability, quality of life, and healthcare access, contrasting with California cities which frequently rank among the worst options for retirees.

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What changed

A WalletHub report now links South Florida cities to high rankings for Hispanic entrepreneurs.

Live updates

  1. Florida cities rank high for retirees and Hispanic entrepreneurs

    Florida continues to lead as a top US retirement destination while its southern cities now also rank among the best for Hispanic entrepreneurs. A WalletHub report identifies South Florida as a primary hub for these business owners. This follows previous findings that Florida remains a preferred retirement location due to low taxes and expenses. The rankings prioritize affordability, quality of life, and healthcare access, contrasting with California cities which frequently rank among the worst options for retirees.

    Why it matters

    WalletHub evaluates US cities using metrics like healthcare costs and tax burdens to determine retiree desirability. These rankings influence migration patterns of seniors and entrepreneurs seeking lower overhead.

    What is confirmed

    • South Florida cities are among the best in the US for Hispanic entrepreneurs according to WalletHub.

    What to watch next

    • Updates to the WalletHub retirement rankings for 2027
    • New data on the correlation between entrepreneurship and retirement migration in Florida
    Sources used for this update (5)
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    4. finance.yahoo.com — South Florida cities ranked among best in US for Hispanic entrepreneurs
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  2. California cities dominate worst retirement rankings in 2026 study

    California cities now lead the list of worst places to retire in the US according to a 2026 WalletHub study. Six California cities rank among the bottom 10, with Fresno placing 179th out of 182 cities. Florida continues to dominate the top of the rankings, maintaining its position as a preferred destination for retirees. Experts suggest the most desirable cities for retirees are those that minimize expenses and taxes. The study evaluates locations based on healthcare, quality of life, and affordability.

    Why it matters

    WalletHub releases an annual ranking to help retirees select locations based on financial and health metrics. These rankings influence migration patterns for seniors seeking lower costs of living.

    What is confirmed

    • WalletHub released its annual Best & Worst Place to Retire study for 2026.
    • Florida dominated the 2026 retirement rankings.

    Still unconfirmed

    • Six California cities ranked among the 10 worst places to retire in the US.
    • Fresno ranked 179 out of 182 cities in the WalletHub study.
    • The best cities for retirees are those that minimize taxes and expenses.

    What to watch next

    • Release of the full list of the top 10 best cities to retire in 2026
    • Comparative data on tax changes in California and Florida for 2027
    Sources used for this update (6)
    1. nypost.com — California cities dominate list of worst places to retire in the US
    2. www.yahoo.com — SW Florida city nabs high ranking for a best places to retire in U.S.
    3. sports.yahoo.com — Is Brett Veach Actually a BAD GM? We Reviewed Every Chiefs Draft
    4. www.yahoo.com — The best and worst American cities for retirement in 2026 — from affordability to health care
    5. www.dailymail.com — A little bolthole in the sun? One of Spain's most expensive homes - with its own bowling alley, 42-car garage and hair salon - goes up for sale for £60million
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    confidence 90%
  3. Florida cities top 3 best places to retire in 2026

    Florida cities dominate the top spots for retirees in 2026, with multiple cities ranking high. A recent ranking by WalletHub identified the best and worst US states to retire in, considering factors like affordability, quality of life, and healthcare. Florida cities swept the top 3 places, with one city ranked as the best place to retire for a third year in a row. Other states, including Kentucky, ranked low in the retirement ranking.

    Why it matters

    The ranking of states for retirement is crucial for seniors planning their post-work life. With the US population aging, understanding the best places to retire can help individuals make informed decisions about their future. The rankings consider various factors that impact the quality of life for retirees.

    What is confirmed

    • Florida cities occupy the top 3 spots for retirees in 2026.
    • One Florida city was ranked as the best place to retire for a third year in a row.
    • Kentucky finished worst in 2026 on affordability, quality of life, and healthcare.

    What to watch next

    • Future rankings and updates on state retirement rankings
    • Changes in state policies affecting retirees
    Sources used for this update (10)
    1. USA Today — Florida cities sweep top 3 places for retirees in 2026
    2. Business Insider — The Best and Worst US States to Retire in, Ranked
    3. USA Today — America’s best places to retire for comfort and cost
    4. jsonline.com — WalletHub ranked 182 cites to retire. This Wisconsin city took 11th.
    5. Yahoo — South Florida cities among best places to retire in US, report says
    6. southernliving.com — This Florida City Was Just Named The Best Place To Retire In The U.S. For A Third Year In A Row
    7. LiveNOW from FOX — Best and worst places to retire in 2026: See the ranking
    8. www.yahoo.com — Girl Finds A Hungry Stray Dog In The Rain
    9. www.el-balad.com — Chip Lupo Says Kentucky Tops Best Places To Retire Worst List in 2026
    10. sports.yahoo.com — DeSean Jackson, Delaware State to face William & Mary; South Carolina State's 87 on Savannah State
    confidence 90%