https://www.live-feeds.com/feed/the-playbook-for-getting-a-mortgage-below-6-as-rates-top-7Continuously updated, source-cited coverage. https://www.live-feeds.com/feed/the-playbook-for-getting-a-mortgage-below-6-as-rates-top-7https://www.live-feeds.com/feed/the-playbook-for-getting-a-mortgage-below-6-as-rates-top-7#u107094Tue, 06 Oct 2026 18:01:12 +0000Mortgage rates have climbed to 7.28%, marking the largest weekly gain in four years and reaching a nearly 3-year high. While headline rates top 7%, some borrowers can still secure rates below that threshold through larger upfront payments or by accepting riskier loan terms. Lenders such as PenFed, Better, and Navy Fed currently offer rates between 6% and 7%. Proactive borrowers may increase their purchasing power by up to $28,400 by taking steps to beat these high borrowing costs.Why it mattersRising rates coincide with a climbing unemployment rate and a recent 25bp Fed policy hike to 3.75%-4.