UnitedHealth and Humana cutting Medicare Advantage plans in 2027

Live updates

1. 49m ago

   UnitedHealth and Humana Cut Medicare Advantage Plans for 2027

   UnitedHealth and Humana are discontinuing Medicare Advantage plans affecting over one million seniors to prioritize profit margins. UnitedHealth is cutting plans for approximately 390,000 members, while Humana cuts affect around 600,000 enrollees. CMS data shows the national total of plans fell slightly to 5,532. Beyond plan exits, insurers are reducing dental allowances and premium givebacks while increasing deductibles. Affected members can select new plans from October 15 to December 31, or they will revert to Original Medicare on January 1, 2027.

   Why it matters

   Insurers are retreating from less profitable markets to recover margins amid pressure in the privatized Medicare program. This shift forces seniors to find new coverage or return to government-run Medicare. These changes contrast with insurer claims that 2027 offerings preserve benefits.

   What is confirmed

   • UnitedHealth and Humana are cutting Medicare Advantage plans for 2027.
   • Over one million seniors are losing their Medicare Advantage coverage.
   • CMS data shows the national total of Medicare Advantage plans is 5,532.
   • Affected members can enroll in new plans between October 15 and December 31 for coverage starting January 1, 2027.
   • Members who do nothing will automatically revert to Original Medicare on January 1.

   Still unconfirmed

   • Blue Cross and other insurers are eliminating plans for 320,000 Minnesotans.

   What to watch next

   • UnitedHealthcare non-renewal notices dated October 2
   • Special election period for Original Medicare returnees through February 28, 2027
   Sources used for this update (13)

   1. www.healthcaredive.com — Here’s how much insurers are cutting Medicare Advantage plans for 2027
   2. startribune.com — Blue Cross and other insurers eliminate Medicare plans for 320K Minnesotans
   3. Healthcare Dive — Insurers say their 2027 Medicare Advantage offerings preserve benefits. The data tells a different story
   4. Audacy — Over 300,000 Minnesota seniors could have Medicare Advantage plans dropped or changed
   5. Pittsburgh Post-Gazette — 'The incredible shrinking network': Pittsburgh area Medicare Advantage plans pull back
   6. www.statnews.com — Medicare Advantage plans shift more costs onto seniors in 2027
   7. www.healthcaredive.com — Insurers say their 2027 Medicare Advantage offerings preserve benefits. The data tells a different story ....
   8. Yahoo Finance — UnitedHealth and Humana cutting Medicare Advantage plans in 2027
   9. www.el-balad.com — CMS shows Medicare Advantage plan cuts for 2027
   10. southfloridareporter.com — UnitedHealth and Humana Are Cutting Medicare Advantage Plans: What Seniors Need to Know
   11. www.newsweek.com — List of Insurers Tightening Their Medicare Advantage Networks Next Year
   12. benefitsusa.org — Humana and UnitedHealthcare Are Ending Medicare Plans for ...
   confidence 90%