With the rapid growth of the digital economy, digital finance has fundamentally altered traditional financial operations and service models. It not only represents a digital upgrade of financial services, but also serves as a powerful force driving economic structural optimization and the development of new quality productive forces through technological empowerment.
Digital finance refers to the provision of financial services through online and intelligent means, underpinned by technologies such as big data, artificial intelligence, blockchain and cloud computing.
It encompasses traditional financial services — such as…