In 2024, Google Wallet introduced a “verify it’s you” requirement a few minutes after phone unlock, and now appears to be extending that beyond payments to opening the entire Android app.
For the past year or so, opening Google Wallet 3+ minutes after unlocking your phone would result in a “For your security, you need to verify it’s you before paying” message appearing at the top of the app. As such, three minutes from unlock, tap-to-pay transactions don’t work until PIN, pattern, password, fingerprint, face (Class 3 biometric unlock), etc. Officially, Google says:
For security, your payment methods can’t be used unless you verify it’s you. If you’ve verified it’s you on your device in the past few minutes, you may not be…